Group Personal Accident Policy under Pradhan Mantri Kaushal Vikas Yojana (2016-2020) is a personal accident policy for the candidatesskilled and certified by/through National Skill Development Corporation (NSDC).

It provides coverage to the candidates skilled by/through NSDC under PMKVY for a Sum Insured of 2 Lakhs for Accidental Death/Permanent Total Disablement for a period of three years from the policy generation date for the Candidates certified after 31.03.2018

Death due to Road/Rail accident, drowning, fall from stairs, snake bite, Natural Calamities, the list is not exhaustive.

Permanent Total Disablement means Loss of two limbs, two eyes, or One Limb, One eye, and other permanent total disablement from accidental injuries preventing the policy holder from being able to work in the same capacity as he or She had before the injury.

• Services on duty with any Armed Force.
• Natural death, Intentional self-injury, suicide or attempted suicide, insanity, venereal diseases or the influence of intoxicating drugs or Alcohol.
• Medical or Surgical treatment, Death resulting from disease/illness
• Aviation other than as a passenger (fare-paying or otherwise) in any duly license standard type of aircraft anywhere in the world.
• Nuclear radiation or nuclear weapons material.
• War & war like operation, act of foreign enemy, Civil war & similar risk.
• Child birth, pregnancy or other physical cause peculiar to the female sex.
• Whilst committing any breach of law with criminal intent.

A master Policy number is a 20-digit number which is printed on the Certificate

Successfully passed candidatescan obtain their certificate either by connecting with the concerned training center/training partner or accessing the same through digi locker.

The master policy number and unique certificate number is mentioned on the certificate (highlighted in yellow) in the above certificate.

Intimation about the accident should be sent to the below mentioned E Mail I.D’s of the Nodal Officer for the Policy.

(i)   nia.320103@newindia.co.in 

(ii). Mr.Pankaj Gupta, Branch Manager (pankaj.gupta@newindia.co.in) 

(iii)  Mr. Anil Kumar Sharma, Sr. Divisional Manager: (anilkumar.sharma@newindia.co.in)

The papers required for claim in case of Disablementof Insured are as Below:-

• Intimation Letter.(Refer Annexure A)
• Original Claim form duly filled and completed in every aspect.(Refer Annexure B)
• First Information Report (FIR).
• Newspaper cutting, if applicable.
• Authorized Doctor/Competent Authority of Govt. Hospital Certificate confirming the type of disablement and percentage (%) of disablement.
• Report of attending doctor either as a separate document or on the reverse of claim form if Provision is made thereof.
• Investigation reports like laboratory test, X-rays and reports essential for confirmation of the Injury.

Annexure A

Annexure B

Checklist

The papers required for claim in case of Death of Insured are as below:-

• Intimation Letter.(Refer Annexure A)
• Original Claim form duly filled and completed in every aspect.(Refer Annexure B)
• Original Death certificate on the prescribed format as per State Govt. issued by the Competent Authority of Govt. Hospital.
• Post Mortem Report, if applicable.
• Coroner’s report.
• Inquest report wherever necessary / applicable.
• First Information Report (FIR).
• Panchnama, if applicable.
• Newspaper cutting, if applicable.
• Photo ID proof of Nominee.
• Policy Document containing Certificate Holding No.
• In respect of fatal claims the payment is to be made to the nominee named under the policy. If there is no nominee, the payment is made to the legal representative as identified by Will / Probate /Letterof Administration/ Succession Certificate.

Where the above documents are not available, the following procedure may be followed :-

• An affidavit from the claimant(s) that he/she (they) is (are) the legal heir(s) of thedeceased.
• An affidavit from other near family members of the deceased that they have no objectionif the claim amount is paid to the claimant(s).
• Surety bond executed by Gazetted Officers

Annexure A

Annexure B

Checklist

A nominee can be any person who has some relation to the Policy holder. A nominee is a potential successor to another’s right. The name of the nominee is mentioned on the face of the Policy Certificate.

If the Name of the nominee is not mentioned in the policy document then the succession certificate from the court for the legal heir/s of the deceased will be required.

(Please refer point no. 10 for details).

The scanned copies of the documents can be sent to the mail I.D’s mentioned above and the  Hard copies/Originals of all documents should be sent to below mentioned address:-

The Nodal Officer (PMKVY)

 The New India Assurance Co.Ltd.

 Model Basti Branch – 320103

122-124, Model Basti,

 Behind Filmistan Cinema,

 New Delhi -110005

We can be contacted on our below mentioned Numbers:-

• Landline No.011- 23529386, 23516870, 23632002
• Toll Free No. 18602091415
• Mobile No. 7982640317